Loan or Lease? Our Ford Finance Team at Peach State Ford Can Help Cedartown Drivers

Deciding whether to buy or lease a new vehicle can be confusing. Our Cedartown customers often tell us they're unsure which suits their circumstances. It's a common question the finance team at Peach State Ford is happy to help answer. The best approach is different for everyone and is based on various factors. Let's take a look at how our Ford finance department can serve your needs by providing the information you need to make a well-informed decision.

Our Finance Team

Our finance department staff has years of experience providing Dallas consumers financing packages to suit their budgets and needs. We can do this because we work with various lenders within the industry, providing multiple finance options for our customers. You can count on our staff to hear your requirements and work hard to put together a finance package that delivers. We want you to be completely satisfied from start to finish, and we'll work hard to earn your trust.

Leasing a New Ford

If you're like many other Bremen and Temple drivers, you may be unsure which financing method would be most beneficial for you. Leasing appeals to a large segment of shoppers because it tends to be the most affordable option. Lease payments are usually lower than those of a loan. When you lease, you're not investing in ownership of the vehicle. Instead, your monthly payments cover the depreciation cost during your lease term. When your lease is up, you return the vehicle. You can then opt for another lease if you choose.

Speaking of choices, it is possible to purchase your leased vehicle, though many prefer the convenience of driving a new vehicle every few years. In addition to saving on monthly payments, you'll probably discover minimal maintenance costs on a leased vehicle. Leasing provides consumers with an affordable way to obtain a brand-new well-equipped Ford model. You should note that leasing usually comes with annual mileage limits and condition requirements, though this may not even be a consideration if you drive an average amount and care for your vehicle.

Benefits of a Loan

Leasing isn't for everyone, though. Some Rockmart drivers would prefer to own their vehicles. A loan provides a certain level of freedom. You won't be burdened by mileage or condition limitations. This is good news if you travel a lot for business or leisure. It also works well for those who enjoy after-market vehicle modifications to upgrade their appearance. You'll also have the freedom to trade in your Ford model for a different one without penalty if you decide another vehicle would suit your lifestyle better.

Perhaps the biggest appeal of choosing a loan over a lease may be the equity it affords. As you make payments, you're taking strides toward having something of value to put toward your next purchase. As the vehicle owner, you may decide to drive it for a few more years once it's paid for, freeing up your monthly budget a bit by cutting a significant expense.


Apply for Ford Finance with Peach State Ford

To make shopping for your next vehicle more efficient, why not apply for financing? You can complete the form at your convenience, providing our finance department with the information they need to best facilitate your shopping experience. The next step would be to visit our Cedartown dealership to see our extensive inventory for yourself and take a test drive. We're here to ensure you get the vehicle you desire and the financing you deserve. Get pre-qualified today from home to get started.

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  1. Peach State Ford

    2076 Rockmart Highway
    Cedartown, GA 30125

    • Sales: 770-748-3673
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Get in Touch

  • Contact our Sales Department at: 770-748-3673
  • Monday9am-6pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-6pm
  • Friday9am-6pm
  • Saturday9am-5pm
  • SundayClosed